By job / Finance & Invoicing
Get paid and keep the books
13 tools for finance & invoicing, in the order I'd try them.
| Tool | Score | Price | Asia |
|---|---|---|---|
| 86 | Paid plans; regional pricing | fine | |
| 82 | Paid plans; regional pricing | fine | |
| 82 | Subscription by revenue/receivables volume (no commission on recovered cash; contact for quote) | fine | |
| 80 | Free core plan | limited | |
| 78 | Paid; see site | fine | |
| 76 | 14-day free trial; Starter $49/mo; Core $99/mo; Pro $199/mo; Enterprise custom | fine | |
| 72 | Free (up to $15K/yr expenses, 1 bank); Standard $30/mo; Pro $50/mo; Growth $90/mo (50% off first 3 months; 20% off yearly) | fine | |
| 72 | Developer / API pricing (contact sales for production); ledger infrastructure for agent payments | fine | |
| 72 | Consumer neobank with flat monthly fee + AI Advisor (product launching after Oct 2026 pre-seed) | fine | |
| 70 | Free 500 pages; Starter $500/mo billed annually for up to 5,000 pages/mo; higher volume custom | fine | |
| 70 | Pay-what-you-want one-time download (including free); Sync Pass $29/yr for US bank sync via Plaid | limited | |
| 69 | Free tier; Business $20/mo billed yearly ($25 monthly) | fine | |
| 68 | Paid; see site | limited |
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1.
Xero in finance & invoicing
The small-business ledger of choice in ANZ and Singapore, with AI assists.
Paid plans; regional pricing
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2.
QuickBooks in finance & invoicing
Mature accounting with automation; check regional edition support.
Paid plans; regional pricing
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3.
Cleavr in finance & invoicing
AI cash collection that connects to your ERP and chases invoices across email, SMS and voice under your brand, through disputes and into legal if needed. Built for SaaS and SMB finance teams tired of manual dunning.
Subscription by revenue/receivables volume (no commission on recovered cash; contact for quote)
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4.
Ramp in finance & invoicing
Spend management with AI receipt matching; US companies only.
Free core plan · limited in Asia
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6.
Veltrix in finance & invoicing
Read-only AI finance copilot: connect QuickBooks, Xero, Square, HubSpot or Shopify and ask why cash or margin moved in plain English. It never writes to your books; seats and AI units cap how deep you can go.
14-day free trial; Starter $49/mo; Core $99/mo; Pro $199/mo; Enterprise custom
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7.
Tabby in finance & invoicing
CPA-built AI bookkeeping that categorises transactions, sends invoices and, since Tabby 2.0, answers plain-English questions about your books through Tabby Talk. Great for sole owners; full reconciliation and journal entries are on the top plan only.
Free (up to $15K/yr expenses, 1 bank); Standard $30/mo; Pro $50/mo; Growth $90/mo (50% off first 3 months; 20% off yearly)
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8.
Fragment in finance & invoicing
Financial system for AI agents: double-entry ledger and controls so agents can bill, pay and balance without going rogue. Aimed at products that put agents next to real money, not at consumer bookkeeping.
Developer / API pricing (contact sales for production); ledger infrastructure for agent payments
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9.
Matters in finance & invoicing
AI-native personal finance platform building a bank that returns interchange-style economics to customers via cashback and an AI Advisor. Early-stage — watch for the first consumer product rather than buy for SMB ops today.
Consumer neobank with flat monthly fee + AI Advisor (product launching after Oct 2026 pre-seed)
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10.
Invofox in finance & invoicing
Document AI API that turns invoices, receipts, payslips and bank statements into validated JSON, with Zapier for no-code flows. Accuracy-focused; Starter is steep for tiny shops but fine once volume is real.
Free 500 pages; Starter $500/mo billed annually for up to 5,000 pages/mo; higher volume custom
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11.
Pulse Local in finance & invoicing
Mac Apple-silicon budgeting app whose ledger and money chat stay on your machine — on-device models, any currency, CSV import worldwide. Not a cloud bookkeeping suite; a privacy-first personal/small-owner ledger.
Pay-what-you-want one-time download (including free); Sync Pass $29/yr for US bank sync via Plaid · limited in Asia
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12.
Fina Business in finance & invoicing
Bookkeeping for founders who would rather not learn QuickBooks: invoices, Stripe payments, double-entry books, P&L and a balance sheet, with several businesses and your personal money in one login.
Free tier; Business $20/mo billed yearly ($25 monthly)
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13.
Docyt in finance & invoicing
Bookkeeping automation for owners juggling several entities. US-centric, so check before you sign up from Asia.
Paid; see site · limited in Asia
The top spot here can be sponsored. Details.